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Credit Card for foreigners in Thailand
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  1. #1
    Join Date
    Dec 2005
    Thanked 0 Times in 0 Posts

    Credit Card for foreigners in Thailand

    Hi all,

    Any recommendation for unsecured credit card for foreigners?

    The ones that I see "friendly" for foreigners are:

    - Citibank Thailand
    - American Express Thailand
    - Siam Commercial Bank
    - Krungthai
    - Krungsri

    Usual Requirements:

    - Usually salary over THB50,000 per month
    - Work Permit
    - Minimum 6 months - 1 year bank account salary details

    I have a CitiBank card but it seems most of the good deals are with the local banks like Krungsri or Kasikorn

    Please do share which cards you are using currently. Appreciate any insights. Thank you
    kwaam rák yòo nai hŭa jai

  2. #2
    Join Date
    Oct 2008
    Phu Sing, Sisaket, Thailand
    Thanked 2,297 Times in 697 Posts

    Re: Credit Card for foreigners in Thailand

    I just use a Kasikorn visa debit card. It does what I want it to. If you need to have credit here, I would assume that you need to be working, with regular income.
    If it's not true, don't say it. If it's not yours, don't take it. If it's not right, don't do it.

  3. The Following User Says Thank You to emu For This Useful Post:

    Khun Don (23-06-17)

  4. #3
    Join Date
    Dec 2004
    Thanked 50 Times in 34 Posts

    Re: Credit Card for foreigners in Thailand

    I have a credit card with Bangkok Bank. Requirements are similar where you need to have a working permit of at least 6 months. They also require us to put in a sum of money in the fixed deposit which the sum will also serve as a credit limit. Minimum is THB 40,000 if I am not wrong. I pay my bills on time via online and every couple of months, I exchange the points for a THB 500 Big C shopping voucher.
    You are right. I think Krungsri and Kasikorn have better promotison.
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  5. The Following 2 Users Say Thank You to BUCKY For This Useful Post:

    Khun Don (29-06-17), Marie (29-06-17)

  6. #4
    Join Date
    Jul 2009
    Samut Prakarn
    Thanked 16 Times in 13 Posts

    Re: Credit Card for foreigners in Thailand

    Hi, I work as a teacher and only have one credit card - KTC - Krungthai card. Initially, I asked some banks whether I could apply and they offered the same deal that Bucky described, where you'd deposit money on the card, so I didn't get one. However, the school I work at started dealing with Krungthai and the bank officials offered the credit card when they came.
    There aren't many benefits of having a KTC card. You can spread large purchases over a period of months interest free. You do get points but you need to spend a lot and don't get much back for the points.

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